Product Reviews Net » money http://www.product-reviews.net Information on the latest gadgets, technology, news and product reviews Sat, 26 May 2012 11:39:50 +0000 en hourly 1 http://wordpress.org/?v=3.3.2 Create a Savings Plan: Calculator And Formula Apps http://www.product-reviews.net/2011/02/02/create-a-savings-plan-calculator-and-formula-apps/?utm_source=rss&utm_medium=rss&utm_campaign=create-a-savings-plan-calculator-and-formula-apps http://www.product-reviews.net/2011/02/02/create-a-savings-plan-calculator-and-formula-apps/#comments Tue, 01 Feb 2011 23:29:36 +0000 Peter Chubb http://www.product-reviews.net/?p=120483 The government and certain experts would have you believe that we are now out of recession and that things are back on track – tell that to your bank balance. Things might look better for certain areas of the economy, but that does not change the fact that buying things is still a hard thing to do; it is for this reason why we need to create a savings plan.

Doing such a thing makes it much easier to get things in life, as well as save up for that first home. There are so many things that are designed to help you achieve your goal, such as calculator and formula apps for the iPhone and iPod Touch. Let us look at two of what we think are the best from iTunes.

The first app is ‘Savings Plan’; there is a free Lite version and a ad free one, which will cost $0.99. With this you just input how much you have to start, the interest rate that you get and how much you will be able to add each month. This app does not mean that you can do away with a financial advisor, but it will certainly help you.

Another app that we felt needed to be mentioned was the College Savings, which is for the iPad. There are a number of kids and parents that have to face facts that getting into college will take a huge effort on both parts. The parents have to try and put money by and the child has to take odd jobs here and there to help add to the fund. This app is good in the way that it offers information of the projected cost of a college fund, and can even inform you if the amount you are saving will fall short.

These are just two apps for creating a savings plan, more of the same can be found on App Shopper.

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]]> http://www.product-reviews.net/2011/02/02/create-a-savings-plan-calculator-and-formula-apps/feed/ 0 How much should you spend on gadgets and food? http://www.product-reviews.net/2010/07/10/how-much-should-you-spend-on-gadgets-and-food/?utm_source=rss&utm_medium=rss&utm_campaign=how-much-should-you-spend-on-gadgets-and-food http://www.product-reviews.net/2010/07/10/how-much-should-you-spend-on-gadgets-and-food/#comments Sat, 10 Jul 2010 10:43:52 +0000 Daniel Chubb http://www.product-reviews.net/?p=104164 It’s an interesting question that will differ not only for types of income, but also for those that have different values about money, food, gadgets, and saving. How much should you spend on gadgets and food?

Are you a material person? If you love to have the latest gadgets you may find yourself falling into the trap set by gadget makers. Televisions that change specs faster than needed, a new label and design on a phone just to sell more, or to make you upgrade to what is considered fashionable.

I personally fell into this trap with a new shaver, after buying the latest model for an upgrade, only to find it was exactly the same with another color, great marketing. Have you been tricked like this?

When thinking about how much you should spend on food and gadgets, its not about the money you earn, but more about the way you spread the costs as a percentage of your earnings.

Liz Pulliam Weston from MSN money puts it like this, “the 50/30/20 budget”. You can read more on this here. Another article on Money Central gives you 40 ways to save on almost anything; you can read about this here.

What we want to know is how you budget your money when it comes to gadgets and food? Do you spend more money on good quality food, or do you prefer to spend on the good things in life, like those latest tech upgrades? PR readers, let us know in the comments below, or vote in the poll.

[poll id="192"]

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