Managing personal finances tips with Android and iOS apps

 

By Posted 5 Sep 2011, 07:57

Recent times have taught us even more how important it is to keep on top of your personal finances, and keep track of where all your money is going. This can be a tiresome process with lots of outgoings and different things to pay. So today we are looking at managing personal finances tips with Android and iOS apps.

The first one we have for you is available free on both Android and iOS is Mint.com Personal Finance. The application allows users to track and budget their money on the go right from their mobile device. It allows you to view all your accounts in one place allowing you to take control of your finances.

Also See: July 4th recipes and games via apps

Users can check their savings, credit cards, retirement plans and will automatically pull in categorized transactions daily. Users can create manual transactions to keep on top of cash spending, and also create a budget plan that is based on actual spending.

The application is protected with a unique four digit PIN in case your cell phone gets in the wrong hands. To find out more or to download hit the App Store or Android Market. My Finances for iOS devices promises to be the best program for managing your personal finances.

Users can record all of their expenses and incomes with reports provided in great looking charts. It has a simple to use and intuitive interface, and can even give a quick overview of monthly expenses. Other features include; icons can be customized for expense categories, create, delete, edit, record expenses by category, edit all data at anytime, and much more.

Financial data can be easily backed up and restored and the application has password protection. My Finances is available worldwide on the App Store for only $1.99/£1.49. iOS 3.1 or later required. Another free application for Android users is Personal ledger. This allows users to keep track of everyday transactions.

Users can edit, log, save and view transactions, and the app has PIN and password protection. The ability to export and restore data is coming soon to the app, and is available from the Android market. MoneyWise is again a free application for Android users and is an electronic checkbook that allows for the daily checking of everyday expenses.

Expenses can be filtered by account, category or date, and viewed in graphs to see if you are keeping budget targets. Data can be backed up to a SD card, and is used and enjoyed by thousands of Android users in 120 countries around the world. to find out more go to the Android Market.

Finally we have Budget Tool that is a free application for users of iOS Devices, and not only helps users to keep track of finances but also offers tips to cut spending and save money. Users can easily track overspending in specific areas.

There is the option to export spreadsheet compatible reports via email to further help in view monthly spending. Head over to the App Store to find out more and to download.